Agencies run on project velocity and client trust, not on chasing invoices and reconciling receipts. Cove handles your ongoing bookkeeping, VAT returns, and monthly reporting through a fully digital, paperless workflow. One dedicated contact, defined scope, and financials that stay current without slowing your team down.

For agencies, finance admin tends to pile up between client deliverables, and by the time someone looks at the books, weeks of entries are waiting to be processed. Cove is built around a different model: a digital-first workflow where documents flow in continuously, bookkeeping stays current, and your numbers are always ready when you need them. No catch-up cycles, no opaque pricing, no guessing who is handling what.
You work with a single dedicated person at Cove, someone who understands your project billing structure, your recurring retainer clients, and how your document flow works. When a question comes up about a client invoice or an expense category, you reach someone who already has the context to answer it.
Agency revenue is rarely linear, it shifts with project completions, retainer renewals, and new client onboarding. When bookkeeping lags behind that rhythm, your monthly figures stop being useful for decisions. We process records on a rolling basis so your financials reflect what is actually happening in the business right now.
Your VAT pre-return is prepared and submitted electronically to the tax authority on your assigned filing schedule, monthly or quarterly. Because your bookkeeping is kept current throughout the period, the figures are already in order before the deadline. Nothing to chase, nothing to compile at the last minute.
Forward client invoices, supplier receipts, and expense documents by app or email. We take it from there, classification, entry, reconciliation. No physical handoffs, no end-of-month document sprint, no ambiguity about what has or has not been captured. The entire process runs digitally, which means it fits naturally into how your agency already works.




For all tax administration matters – such as filing tax returns, complying with deadlines, or applying for extensions – your local tax office is your primary contact. Depending on your exact district or headquarters in Bochum, a specific tax office (such as the Bochum Tax Office) will be responsible for your business.



Frequently asked questions about working with Cove.
Yes, entirely. Cove is a fully digital tax advisory firm, and the complete collaboration, from document submission through to monthly reporting, takes place online. There is no requirement to visit an office in Bochum or anywhere else. If you would like to begin with a video call to walk through how the setup works and what it looks like for an agency specifically, we are happy to arrange that. In practice, clients in Bochum and across Germany find that working digitally with a dedicated contact gives them faster, more consistent communication than a traditional local advisory relationship typically provides.
Once your account is set up, you submit documents digitally on a regular basis, client invoices issued, supplier invoices received, receipts, bank statements. Your dedicated Cove contact processes these, assigns the correct categories, and keeps your accounts current throughout the month. At month-end, your BWA is delivered automatically as part of the standard service, no separate request needed. If a document is unclear or something is missing, your contact reaches out directly rather than letting it accumulate. The process is designed to minimise the time your team spends on finance admin while keeping your books consistently accurate.
Your filing frequency, typically monthly or quarterly, is determined by the tax authority based on your prior-year VAT liability. Cove monitors your assigned schedule and prepares each return from your current bookkeeping data. We submit electronically on your behalf. You do not need to track the deadlines, prepare the underlying figures, or follow up on confirmation. Managing that cycle is part of what is included in the service.
Pricing is based on your monthly transaction volume and the specifics of your VAT situation, not a one-size flat rate applied regardless of your agency's actual structure. In an initial call, we work through your setup and provide a clear, itemised proposal before anything is agreed. You know exactly what is covered and what it costs. There are no onboarding fees and no scope that expands quietly without a conversation first. Predictable costs are a structural part of how Cove works, not a marketing claim.
Yes. Cross-border billing is common for agencies working with international clients, particularly for digital, consulting, or creative services delivered remotely. We handle intra-community transactions correctly within both your bookkeeping and your VAT returns, including reverse-charge treatment and EC sales list reporting where applicable. Your dedicated contact will go through the specifics of your client mix during the onboarding process to make sure everything is set up correctly from the start.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
Accounting, tax returns, payroll, and annual statements handled by a dedicated team with fast communication and smooth processes. So you can focus on running your business.