Retainers billed, supplier invoices received, project costs split across clients, agency finances move fast. Cove keeps your bookkeeping current, files your VAT returns on schedule, and delivers monthly reporting that actually reflects how your business is performing. One dedicated contact, defined scope, and no surprises on costs.

Agencies rarely struggle because of bad creative work. They struggle because finance admin falls behind client delivery. Bookkeeping piles up between projects, VAT deadlines appear without warning, and the monthly figures are too stale to act on. Cove is built for businesses where the service is the product and time is the constraint. We handle the financial backbone, structured, close, and always current, so your team stays focused on client work, not spreadsheets.
You work with a single dedicated person at Cove, not a helpdesk queue or a rotating team. That contact understands your retainer structure, how you bill project milestones, and which expenses are client-reimbursable. When something needs clarifying, you reach someone who already has the context.
When incoming client payments and outgoing supplier invoices are processed weeks after the fact, your financial picture stops being useful. We work on a rolling basis throughout the month so your accounts reflect actual cash flow, not a reconstruction of it at month end.
Your VAT pre-return (Umsatzsteuervoranmeldung) is prepared from your current bookkeeping data and submitted electronically to the tax authority, monthly or quarterly, depending on your assigned filing period. There is nothing for you to track, prepare, or follow up on.
Forward invoices and receipts by app or email, from wherever your team is working. We handle classification, entry, and reconciliation from there. No physical handoffs, no end-of-month document scramble, and no ambiguity about what has been captured and what has not.




For all tax administration matters – such as filing tax returns, complying with deadlines, or applying for extensions – your local tax office is your primary contact. Depending on your exact district or headquarters in Nuremberg, a specific tax office (such as the Nuremberg Tax Office) will be responsible for your business.



Frequently asked questions about working with Cove.
Yes, entirely. Cove operates as a fully digital tax advisory firm, and the entire working relationship, document submission, bookkeeping, VAT filings, and monthly reporting, runs online. There is no requirement to visit an office in Nuremberg or anywhere else. If you would like to begin with a video call to walk through how the setup works and how it maps to your agency's workflow, we are happy to arrange that. Many clients find that having a single dedicated contact who responds digitally is faster and more consistent than what they experienced with a traditional local firm.
After your account is set up, you and your team submit documents digitally on a regular basis, client invoices, supplier receipts, bank statements, expense records. Your dedicated Cove contact processes these, categorises the entries correctly, and keeps your accounts current throughout the month. At the end of each month, your BWA is delivered automatically. If a document is unclear or something needs a categorisation decision, for example, whether a cost is client-reimbursable or internal, your contact gets in touch directly rather than leaving it open. The workflow is designed to be low-effort on your side, even during high-volume project months.
The filing frequency, monthly or quarterly, is determined by the tax authority based on your prior VAT liability. Cove monitors your assigned schedule and prepares each return directly from your current bookkeeping data. We manage the electronic submission in full. You do not need to track deadlines, pull figures together, or chase confirmation. For agencies with EU-based software costs or cross-border service income, we also handle the correct VAT treatment for those transactions within the same process.
Pricing is based on your monthly transaction volume and the complexity of your VAT situation, not a one-size-fits-all rate that may not match how your agency actually operates. In an initial call, we review your setup and provide a clear, itemised proposal covering exactly what is included and what it costs. There are no onboarding fees and no scope that expands without a prior conversation. As your agency grows and transaction volumes increase, we discuss any pricing adjustments openly before they apply, predictable costs are a core part of how we work with clients.
Yes. Agencies frequently invoice EU clients, pay international freelancers, or subscribe to software tools billed from abroad, all of which carry specific VAT implications under German and EU rules. We handle intra-community transactions, reverse-charge treatment, and EC sales reporting where applicable, within both your bookkeeping and your VAT returns. Your dedicated contact will go through the specifics relevant to your client and supplier mix during onboarding, so nothing is left to assumption.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
We use advanced digital tools to analyse your financial landscape. Our process combines cutting-edge technology with human expertise to deliver precise, transparent solutions tailored to your specific needs.
Accounting, tax returns, payroll, and annual statements handled by a dedicated team with fast communication and smooth processes. So you can focus on running your business.